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Mortgage Services Overview

We are more than mortgage brokers—we are your partners in homeownership.

Whether you're buying your first home, refinancing, or investing in property, we tailor solutions that fit your financial picture, goals, and timeline

Home Purchase Loans
A view of the upper floors of a light-colored building with multiple windows and ornate architectural details. A red and white 'For Sale' sign with contact information is visible on the building's facade. The building is surrounded by greenery, and there are overhead utility lines. The sky above is partly cloudy with patches of blue.
A view of the upper floors of a light-colored building with multiple windows and ornate architectural details. A red and white 'For Sale' sign with contact information is visible on the building's facade. The building is surrounded by greenery, and there are overhead utility lines. The sky above is partly cloudy with patches of blue.

Buying a home? We simplify the process—from pre-approval to closing. We shop across trusted lenders to find you competitive rates and terms that match your budge

A newly built two-story semi-detached house with a red brick facade and white-framed windows under a clear blue sky. The house features a tiled roof and a front garden area with small shrubs. A paved driveway leads up to the entrance, and another house is partially visible in the background.
A newly built two-story semi-detached house with a red brick facade and white-framed windows under a clear blue sky. The house features a tiled roof and a front garden area with small shrubs. A paved driveway leads up to the entrance, and another house is partially visible in the background.
A multi-story house with intricate architectural details, featuring steep, pointed roofs and multiple windows. A large blue banner with white text 'For Sale Exclusivity' partially covers the front of the building. The structure is surrounded by lush green trees.
A multi-story house with intricate architectural details, featuring steep, pointed roofs and multiple windows. A large blue banner with white text 'For Sale Exclusivity' partially covers the front of the building. The structure is surrounded by lush green trees.
Mortgage Refinancing

Lower your monthly payment, shorten your loan term, or tap into equity. We help you evaluate if refinancing makes sense—and if it does, we make it seamless

We help eligible buyers access low down payment programs, grants, and educational support to turn dream homes into reality—without the guesswork

First-Time Homebuyer
A residential street lined with brick houses stretches into the distance under a partly cloudy sky. A large tree without leaves stands tall on the right side, casting long shadows on the wet pavement. For sale signs are visible in front of the houses, indicating real estate activity. The sunlight filters through the branches, creating a serene atmosphere.
A residential street lined with brick houses stretches into the distance under a partly cloudy sky. A large tree without leaves stands tall on the right side, casting long shadows on the wet pavement. For sale signs are visible in front of the houses, indicating real estate activity. The sunlight filters through the branches, creating a serene atmosphere.
Financial Readiness Review

We help you assess your credit, income, and savings to understand how much home you can afford—without stretching your budget

A partially constructed two-story house with a garage door frame is visible. The exterior features a combination of gray brick and unfinished walls covered with Tyvek wrap. To the side, there's construction machinery and building materials scattered on the ground.
A partially constructed two-story house with a garage door frame is visible. The exterior features a combination of gray brick and unfinished walls covered with Tyvek wrap. To the side, there's construction machinery and building materials scattered on the ground.
A brick house with a low-pitched roof surrounded by lush greenery and a well-maintained lawn. There are vibrant flowers planted in large planters near the entrance, and the architecture features horizontal lines and large windows.
A brick house with a low-pitched roof surrounded by lush greenery and a well-maintained lawn. There are vibrant flowers planted in large planters near the entrance, and the architecture features horizontal lines and large windows.
Loan Pre-Approval

A strong pre-approval letter shows sellers you’re serious and ready. We get you there fast with minimal paperwork

Your First Home Starts Here...

Buying your first home is exciting—but it can also feel overwhelming

We specialize in helping first-time buyers navigate the mortgage process with confidence, clarity, and care

From pre-approval to move-in day, we’re with you every step of the way

Down Payment Options

You don’t always need 20%. We connect you with programs that offer:

  • Low down payments (as low as 3%)

  • Down payment assistance or grants

  • Special financing for first-time buyers (FHA, USDA, VA, etc.)

A coastal residential area features houses lined up along the water with private docks extending into the waterway. The homes are surrounded by lush greenery, and a road runs parallel to the shoreline.
A coastal residential area features houses lined up along the water with private docks extending into the waterway. The homes are surrounded by lush greenery, and a road runs parallel to the shoreline.
Two suburban houses with brick facades are located side by side. The homes have well-manicured lawns and driveways, each with a vehicle parked. Autumn trees with vivid red, orange, and green foliage are visible in the background, adding a seasonal touch.
Two suburban houses with brick facades are located side by side. The homes have well-manicured lawns and driveways, each with a vehicle parked. Autumn trees with vivid red, orange, and green foliage are visible in the background, adding a seasonal touch.
A person is using a MacBook Pro, viewing financial trading information from Questrade. The screen displays detailed trading data and an app interface, emphasizing connectivity and accessibility. The image features a modern setting with a couch in the background and some houseplants.
A person is using a MacBook Pro, viewing financial trading information from Questrade. The screen displays detailed trading data and an app interface, emphasizing connectivity and accessibility. The image features a modern setting with a couch in the background and some houseplants.
Choosing the Right Mortgage

Fixed-rate or adjustable? 15-year or 30-year? We’ll walk you through the pros and cons to find the loan structure that works for your goals

Closing With Confidence

We guide you through the paperwork, coordinate with realtors and attorneys, and help make your first closing day smooth—not stressful

Home Loan Guidance

We provide personalized home loan guidance by helping you understand your options, compare lenders, and choose the right mortgage—so you can buy with confidence and clarity

Contact Us

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person holding white Android smartphone in white shirt

Get in touch for personalized mortgage solutions and expert guidance for first-time home buyers.

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Your trusted partner in home financing solutions.

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dconsiglio@rightkeymortgage.com

(470) 850-6211

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